Do you have children?

I have just seen one of the most disgusting TV commercials yet. It portrayed a woman, purportedly a single mother, working hard as a waitress, and bemoaning her low salary and small tips. Suddenly, the ghouls from one of those "payday loan," store-front loan sharks announce that they are "there for her." These companies prey on the poor and disadvantaged (and Gary Coleman), and charge outrageous amounts of interest. Their business practices are unconscionable.

I dare you to be late paying them back. "Mommy, what does garnishee mean? Why is the big man taking our car? Why are you crying?"