Dear Globe Life Insurance Co.:

Since I bought a whole life policy for the youngest member of my family over a year ago, you have sent me a letter every month trying to induce me to buy more insurance for myself. At my age, the premium would be a third of my income, so I can't afford it.

I hope the seven-year-old recipient of the policy I am purchasing will be pleased to continue to pay the reasonable premium when she reaches her majority, and I would ask you to stop soliciting me, save the expenses incurred, and apply them to the value of her policy. Thank you.

Sincerely,
Don